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Our Team
Meet Our Dedicated Team
Vice Chairman, President and Chief Executive Officer
Steve Smith
Steve Smith is the President and CEO of 22nd State Banking Company, bringing more than 30 years of banking and leadership experience to the organization. Steve is passionate about relationship-driven community banking and helping businesses and families grow through trusted financial guidance, innovation, and personal service.
Executive Vice President, Chief Financial Officer
Frank Pérez serves as Executive Vice President and Chief Financial Officer for 22nd State Banking Company, bringing decades of financial leadership, accounting expertise, and strategic insight to the organization. With a strong background in banking and financial management, Frank plays a key role in guiding the company’s long-term financial strength, operational growth, and customer-focused mission.
Executive Vice President, Chief of Staff
Joy Bishop
Joy Bishop serves as Executive Vice President and Chief of Staff for 22nd State Banking Company, where she helps lead daily operations and customer experience initiatives across the organization. Known for her relationship-driven approach and passion for helping small businesses succeed, Joy is committed to delivering personal service, operational excellence, and community-focused banking solutions.
Executive Vice President, Chief Information Officer
Wayne Hart
Wayne Hart serves as Executive Vice President and Chief Information Officer for 22nd State Banking Company, leading the bank’s technology, cybersecurity, and digital infrastructure initiatives. With a strong background in information systems and banking technology, Wayne is focused on delivering secure, reliable, and modern banking experiences that support both operational excellence and long-term customer trust.
Executive Vice President, Chief Credit Officer
Kathleen Metz
Kathleen Metz serves as Executive Vice President and Chief Risk Officer for 22nd State Banking Company, bringing extensive experience in risk management, compliance, and banking operations. She plays a critical role in supporting the bank’s long-term stability and regulatory excellence while helping ensure customers receive secure, trusted, and relationship-focused financial services.
Executive Vice President, Chief Digital Officer
Greg Spadea
Greg Spadea serves as Executive Vice President and Chief Digital Officer for 22nd State Banking Company, where he leads digital strategy, product innovation, and technology transformation initiatives across the organization. With deep experience in fintech, digital banking, and customer experience, Greg is focused on building modern financial solutions that combine convenience, innovation, and relationship-driven service.
Executive Vice President, Chief Marketing Officer
Drew Smith
Drew Smith serves as Executive Vice President and Chief Marketing Officer for 22nd State Banking Company leading brand strategy, digital marketing, customer experience, and product positioning across the organization. With more than 30 years of experience in marketing, communications, and digital product development, Drew is focused on building relationship-driven banking brands that combine modern technology with authentic human connection.
