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Welcome to 22nd State Banking Company
Where Relationships and Innovation Grow Together
22nd State Banking Company is the chartered banking institution that operates 22nd State Bank and Always.bank as two distinct banking divisions. Together, they share a commitment to strengthening relationships, fostering growth, and delivering modern banking solutions with trusted roots.
Our company was built on a foundation of service to the communities of South Alabama, and that commitment continues to guide us today. Through 22nd State Bank, we offer personalized service and local decision-making that has earned the trust of families and businesses for generations. Through Always.bank, our digital banking division, we bring that same dedication to entrepreneurs, small business owners, and customers seeking modern banking with experienced human guidance.
As the chartered banking institution, 22nd State Banking Company provides the vision, stability, and leadership that connect tradition with innovation. Whether it’s across the Gulf Coast or online nationwide, our purpose remains the same: to create opportunities, deliver value, and help our customers and communities thrive.
Companies
22nd State Bank is the community banking division of 22nd State Banking Company, delivering relationship-driven banking rooted in trust, local expertise, and personal service. Always.bank is the digital banking division of 22nd State Banking Company, serving businesses nationwide through digital banking, SBA and government-guaranteed lending, specialty finance, deposit products, and experienced human guidance. Together, the two divisions combine relationship banking with modern financial capabilities to serve customers locally and nationwide.